Privacy Policy

Introduction

At FinButler, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered financial management platform. By using FinButler, you agree to the collection and use of information in accordance with this policy.

We are committed to protecting your financial data with industry-leading security measures and transparent data practices. Your trust is our foundation.

Information We Collect

Account Information

When you create an account, we collect:

• Name, email address, and password (encrypted)
• Profile information (optional)
• Authentication credentials managed through SuperTokens

Financial Data

To provide our services, we collect and store:

• Account balances and transaction history
• Budget and goal information
• Category assignments and spending patterns
• Receipts and invoices you upload
• QR code transaction data from Panama DGI invoices

Usage Data

We automatically collect information about how you use FinButler:

• Device information and IP address
• Browser type and version
• Pages visited and features used
• Time and date of access

How We Use Your Information

We use your information to:

• Provide Services: Process transactions, categorize expenses, generate insights, and deliver AI-powered recommendations
• Improve Platform: Analyze usage patterns to enhance features and user experience
• Communicate: Send important updates, security alerts, and service notifications
• Comply with Legal Obligations: Meet regulatory requirements and respond to legal requests
• Prevent Fraud: Detect and prevent unauthorized access or fraudulent activity

Data Security

We implement industry-leading security measures to protect your financial data:

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: Trusted third-party services that help us operate FinButler (hosting, analytics, email delivery) under strict confidentiality agreements
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with user notification)
• With Your Consent: When you explicitly authorize us to share your information

Your Rights

You have the following rights regarding your personal data:

To exercise these rights, contact us at privacy@finbutler.ai.

Data Retention

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will:

• Delete your personal information within 30 days
• Retain anonymized, aggregated data for analytics purposes
• Preserve data required by law (e.g., financial records for tax compliance)

Children's Privacy

FinButler is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy, regardless of where it is processed.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of FinButler after such changes constitutes acceptance of the updated policy.